Drivers and Barriers to Adoption of Multivendor ATM Technology in India: Synthesis of Three Empirical Studies


  • Jyotiranjan Hota KIIT School of Management, Bhuvaneswar (Odisha)
  • Saboohi Nasim Aligarh Muslim University, Aligarh (UP)
  • Sasmita Mishra KIIT School of Management, Bhuvaneswar (Odisha)



Single Vendor ATM Technology, Multivendor ATM Technology, Technology Adoption and ATM Software


As an incremental change to single vendor ATM Technology, multivendor (MVS) ATM technology has already penetrated into Indian Market. However, its growth in Indian market may depend on several factors. Understanding the drivers and barriers from the point of view of all the stakeholders of this technology can provide a preliminary understanding about its growth in India. This paper attempts to compile the empirical findings from three studies on three stakeholders and provides a synthesized finding on the possible drivers and barriers of this technology implementation in India.


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How to Cite

Jyotiranjan Hota, Saboohi Nasim, & Sasmita Mishra. (2018). Drivers and Barriers to Adoption of Multivendor ATM Technology in India: Synthesis of Three Empirical Studies . Journal of Technology Management for Growing Economies, 9(1), 89–101.